These Terms govern use of Loan Ka Baat (https://loanbaat.in). By using the site you agree to them. Operator: Saurabh Vishwakarma. Contact: saurabh@techsan.in.

Last updated: 31 August 2026

1. The service

The site provides articles, tools and related pages. It is not a credit facility. You must not use it to submit loan applications to us — we do not process them.

2. Eligibility

You should be able to form a binding contract under applicable Indian law. If you use the site on behalf of an organisation, you confirm you are authorised to do so.

3. Acceptable use

You agree not to:

  • Break the law or infringe others’ rights
  • Attempt to hack, overload or scrape the site in a harmful way
  • Post spam, malware, or unlawful comments
  • Misrepresent this website as a lender

4. Intellectual property

Unless otherwise noted, text, branding and layout of Loan Ka Baat belong to the operator or licensors. You may share links. You may not copy substantial content for commercial use without permission.

5. User content

If you send comments or emails, you grant us a non-exclusive right to use them to operate and improve the site (for example, publishing a moderated comment). Do not send confidential financial documents.

6. Disclaimer of warranties

The site is provided “as is”. We do not warrant uninterrupted availability or that calculators match any lender’s quote.

7. Limitation of liability

To the extent permitted by law, Saurabh Vishwakarma, Techsan Digi Solution Pvt Ltd and Loan Ka Baat are not liable for indirect or consequential loss, or for loan outcomes with third parties. Nothing excludes liability that cannot legally be excluded.

8. Advertising

Ads may appear. Clicking an ad does not mean we endorse the advertiser. See our Advertising Disclosure.

9. Changes and termination

We may change the site or these Terms. Continued use after changes constitutes acceptance of the updated Terms.

10. Governing law

These Terms are governed by the laws of India. Courts in India shall have jurisdiction, subject to applicable law.

11. Contact

Saurabh Vishwakarma
saurabh@techsan.in
+91 70072 85020