Loan Ka Baat (loanbaat.in) is an informational website about loans, EMI, credit scores and related personal-finance topics for readers in India.
We publish articles and free tools (such as an EMI calculator) so people can understand how borrowing generally works. We do not provide, approve, broker or guarantee loans. We are not a bank, NBFC, or lending marketplace.
Who runs this website
Saurabh Vishwakarma is the founder and operator of Loan Ka Baat. He is responsible for this website’s content, day-to-day operation, privacy practices and advertising configuration.
The website is built and technically maintained with Techsan Digi Solution Pvt Ltd (techsan.in).
What you will find here
- Guides on personal loans, home loans, credit scores and EMI
- Calculators and explainers for educational use
- English site labels, with article text in Hindi or English as written
What we do not do
- We do not take loan applications
- We do not collect KYC to process credit
- We do not promise “instant approval”, “guaranteed loan” or a specific interest rate as an offer from this site
Questions: saurabh@techsan.in · WhatsApp +91 70072 85020
Last updated: 31 August 2026