This Privacy Policy explains how Loan Ka Baat (https://loanbaat.in) handles information when you visit the site. Operator: Saurabh Vishwakarma. Contact: saurabh@techsan.in.

Last updated: 31 August 2026

1. Who we are

Loan Ka Baat is an informational publication. We do not provide loans. The site is operated by Saurabh Vishwakarma, with technical support from Techsan Digi Solution Pvt Ltd.

2. Information we may collect

  • Usage data: pages viewed, approximate device type, browser, referring site, and time of visit. Our built-in analytics stores hashed identifiers rather than a raw IP address where practical.
  • Optional Google Analytics: if enabled, Google may collect usage data under its own policy.
  • Comments or forms: name, email and message if you submit them. Comments may be moderated before they appear.
  • Newsletter: email address if you subscribe. You can unsubscribe using the link we provide or by emailing us.
  • Server logs: standard technical logs needed to run and secure the website.

We do not ask you to upload KYC documents or bank statements to apply for a loan on this site.

3. Cookies

Cookies and similar technologies may be used for:

  • Essential site functions (for example, admin login sessions)
  • Remembering cookie-notice choices
  • First-party analytics
  • Advertising, including Google AdSense, if ads are displayed

You can control cookies in your browser settings. Blocking some cookies may affect parts of the site.

4. Advertising (Google AdSense and similar)

We may show advertisements served by Google AdSense or other third-party networks. Third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to this website or other websites.

Google’s use of advertising cookies enables it and its partners to serve ads based on your visit to this site and/or other sites on the Internet. You may opt out of personalised advertising by visiting Google Ads Settings. You can also visit www.aboutads.info to opt out of some third-party vendors’ use of cookies for personalised advertising.

We do not control these third parties’ cookies. Their privacy policies apply to their processing.

5. Legal bases and use

We use information to operate the site, understand aggregate traffic, moderate abuse, reply to you, and (if enabled) display ads. We do not sell your personal information.

6. Sharing

We may share data with:

  • Service providers who host or secure the website
  • Analytics and advertising partners named above, if those features are on
  • Authorities if required by applicable law

7. Retention and security

We keep information only as long as needed for the purposes above or as required by law. No website is completely secure; we take reasonable technical and organisational steps to protect data.

8. Your choices

  • Request access, correction or deletion of personal data we hold about you
  • Unsubscribe from the newsletter
  • Disable non-essential cookies in your browser
  • Opt out of personalised ads via the links in section 4

Email saurabh@techsan.in for privacy requests.

9. Children

This site is intended for a general adult audience interested in personal finance. We do not knowingly collect personal information from children.

10. Changes

We may update this policy. The “Last updated” date will change. Continued use of the site after an update means you should review the new policy.

11. Contact

Saurabh Vishwakarma
Email: saurabh@techsan.in
WhatsApp: +91 70072 85020